Some transactions today that are done through online are quite uncertain to do, because of some hacking issue. But then, doing this is much better since it saves your time and effort. In the wake of sudden expenses, some people are lucky enough not to have to look into options like payday loans. It is a fact of life that some are far better off than the majority, but there is a more disturbing fact that is becoming more and more evident every day. It seems the super wealthy seem to think that the rules don't apply to them, and some of them seem to think that they should be allowed to get away with it. Pertaining to Merrill Lynch, just recently, the investment giant had to be sold to Bank of America to avoid bankruptcy in the wake of the subprime mortgage collapse. An article in the Wall Street Journal reports that Merrill Lynch CEO, John Thain, has asked for a $10 million dollar bonus for the year, after he had to sell the company to Bank of America to avoid bankrupting it. In order to save his company from bankruptcy, he cam up to this decision, furthermore he said that he deserves a bonus. The Attorney General of New York State, Andrew Cuomo, termed his request as "nothing less than shocking," as it seems callous to even ask for a bonus of that size when his company is barely able to stay afloat. Now here is the funny thing – any other ordinary company employee, if they failed to make money for the company they worked for, or failed to complete the tasks set them, they get reprimanded or fired. Perhaps those at the top of the ladder don't think that the same rules apply that apply at the bottom, and perhaps they should. However, the rest of us don't have to sell ourselves to Bank of America if we have a financial crisis suddenly – we have options, such as payday loans. Click to read more on Payday Loans.